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Builder's Risk Insurance for glulam & mass timber

Course-of-construction coverage for mass-timber buildings while glulam framing is going up — protection against fire, theft, wind, and water during the erection phase. Mass-timber builder's risk is a specialty line, especially around fire exposure during construction.

Get a quoteCall 844-967-5247
Builder's Risk Insurance — glulam and mass-timber context

What it covers

  • Fire and lightning damage during construction (the critical mass-timber exposure)
  • Theft and vandalism of glulam members and materials
  • Wind and weather damage during the open-framing phase
  • The structure, installed glulam, CLT, and NLT materials
  • Soft costs and delay considerations on larger projects
  • Coverage from groundbreaking through project closeout

Who it's for

  • Mass-timber general contractors and erection subcontractors
  • Owners and developers of glulam and CLT buildings
  • Crews erecting arenas, schools, offices, and multi-family timber structures
  • Contractors whose project agreements place builder's risk on them

Why CCA

  • Builder's risk written by carriers that understand mass-timber fire exposure
  • Limits scaled from single timber-frame homes to large commercial structures
  • Soft-cost and delay coverage structured for the project value
Builder's Risk Insurance — FAQ

Common questions about builder's risk insurance

It can be — exposed mass-timber framing during construction is a recognized fire exposure, and some standard builder's-risk carriers are cautious about it. We work with carriers experienced in mass-timber and heavy-timber course-of-construction who understand modern charring behavior, site security, and the difference between exposed-framing and enclosed-building risk. The key is starting the conversation early, before the project breaks ground.

It depends on the contract. On many mass-timber projects the owner or general contractor carries the builder's risk, but when the contract puts it on you — or when there's ambiguity about who insures the installed glulam — an uninsured loss during construction can fall back on your company. We help you read the requirement and bind coverage so you're protected either way.

Pair it with related coverage

General Liability Insurance

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Property & Equipment Breakdown

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Product Liability & Completed Ops

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Ready to bind the right coverage?

Get a real quote in about 15 minutes. We shop specialty markets that actually write glulam fabrication and mass-timber construction.

Get a free quote844-967-5247