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Workers' Compensation for glulam & mass timber

Coverage for the people doing the hardest work in glulam — the crews running presses and saws in the fabrication shop and the ironworkers and framers lifting heavy beams and working at height on the erection site. We know the real injury patterns in engineered wood.

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Workers' Compensation — glulam and mass-timber context

What it covers

  • Medical treatment for on-the-job injuries
  • Disability and lost-wage benefits for injured crew members
  • Press, saw, and machinery injury claims in the fabrication shop
  • Lift, strain, and crush injuries from handling heavy glulam members
  • Fall-from-height claims for mass-timber erection crews
  • Employer's liability (Part Two) and third-party-over actions

Who it's for

  • Glulam fabricators with shop and production employees
  • Mass-timber erection contractors with field crews
  • Companies bidding commercial work that mandates workers' comp
  • Operators who have had a press, saw, or lift claim

Why CCA

  • Class codes structured for engineered-wood manufacturing and timber erection
  • Experience modification and loss-run support for crews with prior claims
  • Shop and field exposure rated separately and correctly
Workers' Compensation — FAQ

Common questions about workers' compensation

Most states and the project owners you bid for treat uninsured subcontractors as your employees for workers' comp purposes — meaning a serious injury on your jobsite can come back to you. We help you structure certificates of insurance from your subs and write a policy that protects you regardless. If you have any W-2 employees — in the shop or the field — workers' comp is legally required.

They're rated very differently. Manufacturing laminated wood members (shop work, lower-severity machinery exposure) carries different class codes and rates than timber erection (field work, height and crane exposure, higher severity). A common mistake is rating fabrication crews as field erection crews or vice versa, which either over-charges you or leaves claims disputed. We split the payroll correctly between shop and field.

Pair it with related coverage

General Liability Insurance

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Property & Equipment Breakdown

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Product Liability & Completed Ops

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Ready to bind the right coverage?

Get a real quote in about 15 minutes. We shop specialty markets that actually write glulam fabrication and mass-timber construction.

Get a free quote844-967-5247