Coverage lines

Insurance built line-by-line for glulam & mass timber.

Each policy below addresses a specific exposure in engineered-wood fabrication and mass-timber construction — from the laminating press in your plant to the crane lifting the beam onto the structure.

General Liability Insurance

Third-party bodily injury and property damage coverage built for glulam fabricators and mass-timber erectors — jobsite accidents, beam-handling claims, and completed-operations exposure.

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Property & Equipment Breakdown

Property and equipment-breakdown coverage for the heart of your operation — hydraulic laminating presses, RF curing systems, kilns, and adhesive storage that standard property undervalues.

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High stakes

Product Liability & Completed Ops

High-stakes product liability for fabricated structural glulam members — the coverage that responds when a beam, arch, or column is alleged to have failed years after installation.

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Workers' Compensation

Coverage for the crews running presses, saws, and cranes — the press injuries, lift strains, saw lacerations, and fall exposures real to glulam fabrication and mass-timber erection.

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Commercial Auto & Inland Marine

Coverage for the flatbeds, lowboys, and hotshot trucks hauling oversize glulam beams — plus the cranes, rigging, and mobile equipment that move them onto the structure.

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Builder's Risk Insurance

Course-of-construction coverage for mass-timber buildings while glulam framing is going up — fire (the critical mass-timber exposure), theft, wind, and water during erection.

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Pollution Liability

Contractors pollution liability for the phenol-resorcinol, polyurethane, and isocyanate adhesives used in laminating — the chemical and vapor exposure standard GL excludes.

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Professional Liability (E&O)

Errors & omissions coverage for the engineering and specification side of glulam — design loads, connection detailing, and structural-engineering claims on design-build mass-timber work.

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Not sure which lines you need?

Most glulam operations bundle property & equipment breakdown with product liability, workers' comp, and pollution into one coordinated program. We'll build the right mix in one call.