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Professional Liability (E&O) for glulam & mass timber

Errors and omissions coverage for the engineering and specification side of glulam — design loads, connection detailing, beam sizing, and the structural-engineering claims that surface on design-build mass-timber work. GL was never built to cover these.

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Professional Liability (E&O) — glulam and mass-timber context

What it covers

  • Claims of faulty structural engineering and design
  • Beam-sizing, load-calculation, and connection-detailing errors
  • Failure-to-meet-building-code and engineering-standard claims
  • Specification errors for adhesive systems and beam grades
  • Defense costs for professional-negligence allegations
  • Coverage for design-build and delegated-design exposure

Who it's for

  • Glulam fabricators who engineer or detail the members they produce
  • Design-build mass-timber contractors
  • Firms providing stamped engineering on timber structures
  • Companies carrying delegated-design responsibility on projects

Why CCA

  • E&O structured for the engineering and specification claims unique to engineered wood
  • Coordinates with your product liability and GL so there are no coverage gaps
  • Limits matched to the contract requirements of major project owners
Professional Liability (E&O) — FAQ

Common questions about professional liability (e&o)

Possibly not to the same degree, but the line blurs quickly. If you provide shop drawings, recommend beam grades, detail connections, or carry any delegated-design responsibility, you have professional exposure — and a design- or engineering-related claim will be excluded under your GL as professional negligence. We help you identify exactly where your engineering responsibility starts and stops and size the E&O accordingly.

Product liability responds to a physical failure of the member — the beam breaks, the laminations delaminate, the product doesn't perform. Professional liability (E&O) responds to claims about the design and engineering — the beam was the wrong size, the connection was under-designed, the load path was miscalculated. If you both engineer and fabricate glulam, you carry both exposures, and we structure the two policies so a claim is never disputed between them.

Pair it with related coverage

General Liability Insurance

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Property & Equipment Breakdown

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Product Liability & Completed Ops

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Ready to bind the right coverage?

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