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Product Liability & Completed Ops for glulam & mass timber

High-stakes product liability for fabricated structural glulam members — the coverage that responds when a beam, arch, or column is alleged to have failed years or decades after it left your plant. This is the coverage a generic GL policy systematically under-prices.

Product Liability & Completed Ops — glulam and mass-timber context

What it covers

  • Bodily injury and property damage from alleged product failure
  • Completed-operations claims arising years after installation
  • Defense costs for product-liability and construction-defect suits
  • Coverage for fabricated glulam beams, arches, columns, and trusses
  • Limits scaled to the severity of structural-member losses
  • Recall and replacement-cost considerations for defective members

Who it's for

  • Every glulam fabricator producing structural engineered-wood members
  • Manufacturers supplying beams for arenas, schools, and bridges
  • Design-build mass-timber firms with fabrication and engineering exposure
  • Fabricators supplying into U.S. and Canadian code-approved projects

Why CCA

  • Specialty markets that actually understand engineered-wood product risk
  • Limits layered with GL and umbrella to reach the numbers owners require
  • Claims-handling experience with structural-member and construction-defect suits
Product Liability & Completed Ops — FAQ

Common questions about product liability & completed ops

Your GL includes a products-completed operations component, but it's rarely adequate for structural engineered-wood members. The severity of a single structural-member failure — and the long tail during which a claim can surface — means standard GL limits are exhausted quickly, and some carriers impose sub-limits or exclusions on structural products. Dedicated product-liability coverage, placed with carriers that understand engineered wood, gives you the limits and the claims expertise a serious loss demands.

Then you carry product liability AND professional liability (E&O) exposure. Product liability responds to the physical failure of the member; professional liability responds to claims about the design, engineering, load calculations, and connection detailing. We structure both so a claim is never bounced between policies — which is exactly what happens when an agent doesn't understand a design-build mass-timber operation.

Ready to bind the right coverage?

Get a real quote in about 15 minutes. We shop specialty markets that actually write glulam fabrication and mass-timber construction.